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Personal insurance is designed to protect individuals and families from financial loss due to unexpected events such as accidents, property damage, theft, or liability. It includes coverage for assets like homes, vehicles, and personal belongings, as well as protection against personal liability. Common types of personal insurance include auto, home, renters, life, and umbrella insurance—each helping to provide peace of mind and financial security in everyday life.
Protect yourself, your passengers, and your vehicle with coverage designed to fit Florida’s unique requirements. Whether you drive for work or pleasure, we help you find the right protection for peace of mind on every journey.
Required in Florida, PIP covers your medical expenses and lost wages after an accident, no matter who’s at fault. It’s designed to help you and your passengers get timely medical care and support.
Property Damage Liability is mandatory in Florida and covers damage you may cause to someone else’s property, such as their car or home, in an accident where you are at fault.
Liability insurance protects you if you cause injury or property damage to others in an accident. It covers medical bills, repairs, and legal costs, helping you meet Florida’s financial responsibility laws.
This coverage protects you if you’re involved in an accident with a driver who has no insurance or insufficient coverage. It helps cover your medical costs and damages that might otherwise go unpaid.
MedPay is optional but useful. It helps cover medical expenses for you and your passengers, regardless of fault, supplementing your PIP benefits.
Collision coverage pays to repair or replace your vehicle if it’s damaged in a collision, regardless of who caused the accident. It helps keep you moving without bearing the full cost of repairs.
This coverage protects your vehicle against non-collision damage, like theft, vandalism, weather events, or hitting an animal. It’s a safeguard against many unpredictable risks.
If your car is in the shop after a covered accident, rental reimbursement helps pay for a rental vehicle so you don’t miss a beat.
Roadside assistance offers help when you need it most—towing, tire changes, jump-starts, and lockout services—to get you back on the road quickly and safely.
Whether you own, rent, or share a space, your home deserves protection. Our residential insurance options are designed to safeguard your property, your belongings, and your peace of mind—every step of the way.
Coverage that protects your house, personal belongings, and liability in case of accidents or damage. From fires and storms to theft and accidents on your property, homeowners insurance helps you recover from life’s unexpected events.
Tailored for condo owners, this coverage protects the interior of your unit and personal belongings while complementing your association’s master policy. It also includes liability protection and options for improvements or upgrades you’ve made inside your unit.
Even if you don’t own the property, your personal belongings and liability still matter. Renters insurance covers your possessions in case of fire, theft, or water damage, and offers liability protection if someone is injured in your rental space.
Protect your lifestyle and the things that move you. From the open water to the open road, our specialty insurance options give you confidence wherever life takes you.
Keep your time on the water worry-free. Boat insurance covers physical damage to your vessel, onboard equipment, and liability in case of accidents or injuries. Whether it’s a fishing boat, sailboat, or personal watercraft, this policy helps protect your investment both on and off the water.
Standard homeowners and renters policies don’t cover flood damage—but flood insurance does. This coverage helps protect your home and belongings from water damage caused by heavy rain, storm surge, or rising water. It’s especially important in Florida’s flood-prone areas.
Whether you use your RV for weekend getaways or full-time living, this policy provides essential protection. RV insurance covers your vehicle, personal belongings, and liability, offering a mix of auto and homeowners-style coverage for complete peace of mind—on the road or at the campsite.
Business insurance provides financial protection for companies against potential losses related to property damage, liability claims, employee injuries, and other operational risks. It helps ensure continuity in the face of unexpected events by covering costs associated with lawsuits, natural disasters, theft, or accidents. Coverage can be tailored to the specific needs of a business and may include general liability, commercial property, business interruption, commercial auto, and workers’ compensation insurance.
Protects vehicles used for business purposes from accident-related damages and liability. Coverage includes protection for both your business and third parties involved in an accident during business operations.
Essential coverage for businesses that protects against claims of bodily injury, property damage, and personal or advertising injury. Ideal for customer-facing operations or businesses that operate on-site.
Provides protection for professionals who offer advice or services. Covers claims of negligence, mistakes, or failure to deliver services as promised—critical for consultants, financial professionals, and service-based businesses.
A convenient bundled policy combining general liability and property insurance. Tailored for small to mid-sized businesses, it covers common risks like property damage, lawsuits, and business interruptions in one affordable package.
Covers medical care and lost wages for employees injured on the job. Required for most Florida businesses, this coverage also shields employers from lawsuits related to workplace accidents or illnesses.
Covers damage or loss to your business’s physical assets, including buildings, equipment, and inventory. Ensures that your business can recover and continue operating after events like fire, theft, or storm damage.